This tool is for informational purposes only and does not constitute professional advice. Results are estimates; always verify with a qualified professional before making decisions.

Series i bond interest rate

Understanding Series I Savings Bonds

Series I savings bonds are a type of U.S. savings bond available from the U.S. Department of the Treasury.

TreasuryDirect.gov serves as the sole electronic platform for buying and redeeming U.S. Savings Bonds.

Series I Bond Interest Rate Components

For Series I Savings Bonds issued from May 1, 2026, to October 31, the interest rate is 4.26%.

This overall rate for these specific bonds incorporates a fixed rate of 0.90%.

Tracking Your I Bond Value

A Savings Bond Value Calculator is available to help determine the current worth of savings bonds.

You can use our free savings bond calculator at / to monitor the growth of your Series I savings bonds and other U.S. savings bonds.

Key takeaways

  • Series I savings bonds are offered by the U.S. Department of the Treasury.
  • The interest rate for Series I bonds includes a fixed rate component.
  • A savings bond calculator can be used to track the value of your bonds.

Related tools

Estimate materials with our free savings bond calculator on Savings Bond Calculator.

Sources